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After a nine-month wait for a handover date, I couldn’t get our money backI paid a £500 deposit on a new-build flat using the help-to-buy scheme. The development was supposed to be completed three months later, but nine months on there was still no handover date, so I withdrew. But the agent, Claremont Property Group, says the deposit is non-refundable. DE, Swindon Continue reading...